Auto Loan Payment Options

Bill Pay or Account Transfer

If you have a checking account with i-bank, the simplest way to pay your auto loan is by transferring funds using Online Banking.

To send us a payment using a bill-payment service through your bank or credit union, include your loan number (borrower and note number) and our routing number or ABA number: 084008426.

If your bank sends a paper check, provide them with our overnight address:


Independent Bank
Auto Loan Payments
5050 Poplar Ave., Suite 112
Memphis, TN 38157

Use the coupon slips provided in the coupon book and mail to the address above.


To make auto loan payments online, you will need your borrower number, note number and the primary borrower’s last name. The convenience fee to pay online is $15.
Pay Now


To make a payment over the phone, contact us at 888-716-9293, extension 297. You can make your payments either with a check or using a Visa or Mastercard processed as a cash advance (see your card agreement for fees and limits). The convenience fee to pay over the phone is $15.

Automatic Draft

To automatically debit your checking account, the Automatic Bank Draft Authorization Form can be found in your coupon book or can be printed here. To set up this payment option, include a voided check and a one-time $10 set-up fee with your form.

Western Union

To pay via Western Union, you will need the following Code City: Independent.

* Western Union assesses a fee for this service.