Resident Checking

At this stage in your career, you may find yourself extremely busy and short on time to handle things like managing your finances.  That’s why i-bank has developed an account just for you, and our bankers will help you navigate the decisions you need to make.

With our specialized Resident Checking account, you’ll enjoy:

  • Dedicated team of experts available to discuss your special financial needs
  • Special Interest checking benefits
    • .06% premium paid over our current stated interest checking rates¹
    • No minimum balance requirements
    • No monthly service fee
    • Open with $100 or direct deposit
  • Special Loan benefits:
    • .10% discount on Home Equity Lines of Credit⁴
    • Special Medical Banking Mortgage Product⁵
  • Other benefits:
    • Free i-bank logo checks
    • Free Online Banking with free Bill Pay and free access to Money Management
    • Free Mobile Banking and Text Message Banking
    • Free 24-hour telephone banking
    • Free debit card²
    • No foreign ATM fees
    • Free Notary service
    • Free Cashiers Checks and Money Orders
    • Overdraft protection available²
    • No annual fee Visa credit card²
    • Free Safe Deposit Box³
    • Two complimentary tickets to a local Memphis attraction³



¹For example, if current annual percentage yield (APY) is .05% (as of 6/5/2018), then the APY plus premium would be .15% APY. Premium is guaranteed for 12 months from account opening and subject to change thereafter.  Interest accrues daily, is paid monthly, and state APY is subject to change.

²Upon request.  Subject to approval.

³While supplies last

⁴Upon request.  Subject to credit approval.  $10,000 minimum loan amount; closing costs may apply.

⁵Upon request.  Subject to credit approval.  Contact one of our specialists for more information.