Credit Cards

At Independent Bank, our industry-leading credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs. Apply now.Learn more.

 

Visa Bonus Rewards

  • Get 25% more on all points earned every month, automatically1
  • No caps or limits on points earned
  • $25 cash back with your first purchase

Visa Bonus Rewards PLUS

  • Get 50% more on all points earned every month, automatically2
  • No caps or limits on points earned
  • $50 cash back with your first purchase

Visa Platinum

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card

Visa College Rewards

  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines

Visa Secured Card

  • Improve your credit3
  • Low annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000

Have a question or wondering what to do about a lost credit card? Check out our credit card FAQs.

1The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within in billing cycle (total 1.25 points).

2The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).

3Late Payments and going over the credit limit may damage your credit history.

Auto loan payments

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WebSkip »

Need some help with your next payment? Check to see if you are eligible for a WebSkip.

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