Credit Cards

At Independent Bank, our industry-leading credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs. Apply now.Learn more.

Visa Bonus Rewards

• Get 25% more on all points earned every month, automatically¹
• No caps or limits on points earned
• $25 cash back with your first purchase

Visa Bonus Rewards PLUS

• Get 50% more on all points earned every month, automatically²
• No caps or limits on points earned
• $50 cash back with your first purchase

Visa Platinum

• Our best introductory APR offer
• Save on interest and pay down your other credit card balances faster
• Enjoy the everyday convenience of a non-rewards card

Visa College Rewards

• For college students
• Earn 1 reward point for every $1 in net purchases
• Receive 1,000 bonus rewards points with your first purchase
• Low rates and manageable credit lines

Visa Secured Card

• Improve your credit³
• Low annual fee
• Flexible credit lines based on a security deposit ranging from $300 to $5,000

Have a question or wondering what to do about a lost credit card? Check out our credit card FAQs.

¹The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within in billing cycle (total 1.25 points).

²The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).

³Late Payments and going over the credit limit may damage your credit history.