It would be nice to spend indiscriminately, especially on a holiday like Valentine’s Day.  But not everyone has the necessary financial situation to go on a spending spree.  The good news is: you can have a great Valentine’s Day without spending a lot of money!  


Try these inexpensive Valentine’s Day ideas:


  1. Eat dinner at home, but go out for drinks and dessert.  Forget the reservations and the high cost of a meal on the town.  Cook a delicious, romantic meal at home.  Head over to a nice bar for dessert.

  2. Find a flower option besides roses.  Roses cost a small fortune on Valentine’s Day.  Find another flower your significant other loves.  

  3. Rent a few romantic movies and stay on the couch.  It’s easy to find a list of romantic movies. You don’t even have to get dressed up.  The popcorn is less expensive at home, too.  You can even talk during the movie.

  4. Have an indoor picnic.  It's a little cold this year for an outdoor picnic.  Clear out a space on the living room floor and have your picnic inside!

  5. Use a coupon.  A coupon might not go over well on a first or second date.  However, if you’ve been together for a while, that awkwardness no longer exists.  Both parties realize the saved money could be spent on something else.

  6. Deliver your own flowers.  The florist is more expensive than the grocery store or the farmer’s market.  Deliver them yourself and enjoy the smile you receive.

  7. Choose a different date.  Valentine’s Day might officially fall on February 14th, but why not consider celebrating the following day.  Restaurants, flowers, and cards are all significantly less expensive.  You can avoid the crowds, too.

  8. Write a love letter.  Everyone has a sheet of paper and a pen.  Take a few minutes and put your romantic thoughts down on paper.  It’s free, and you’ll score big points.

  9. Go out for breakfast.  It’s the most important meal of the day, and the least expensive.  Why not go out for breakfast instead of dinner this year?  Lunch is another option.

  10. Make a gift.  Make a scrapbook.  Create a CD of her favorite songs.  It’s the thought that counts.

  11. Set a budget and brainstorm.  Sit down together and determine how much you’re willing to spend.  See how many ideas you can list that stay within the budget constraint.

Love doesn’t require money.  A fun and memorable Valentine’s Day can be enjoyed on a budget.  Make a list of inexpensive ideas that will thrill your significant other.  Avoid letting financial challenges ruin your holiday.