Maintaining this simple, money-saving philosophy can save you all kinds of cash. Imagine if you went an entire month without buying anything full price. It would be nice, but hard to do. Thankfully though, there are a lot of discounted prices available if you just take the time to look for them.

Consider these ideas:

  1. Make a list of what you need to buy ahead of time and you’ll find it much easier to track down that great deal. It’s much easier to find a great deal if you have 3 weeks rather than 1 day to find it. You’ll also find that your life is more organized and peaceful if your purchases are planned in advance.

  2. Regularly look for sales before you go shopping. If you need a new pair of jeans, check out the sales online or in the paper. With a quick look each day, you’ll avoid missing the best sales.

    • If you can't find what you want on sale, ask for a discount. If you're planning to buy more than one thing, the store might be willing to help out with a lower price.

  3. Cut coupons. In the old day, coupons were primarily only available in the newspaper or in magazines. Today, coupons can be found online or with phone apps. Many stores have their own apps that provide information about discounts.

    • Keep in mind that there might be some stores out there who will match the coupons of their competitors.

  4. Consider buying used. In many cases, you can find used items at a fraction of the cost of what they would be new. Places like thrift stores, consignment shops and garage sales act as great ways to get affordable prices. You can also try places like eBay or classified ad sites like Craigslist if the item you’re looking for isn’t in stock nearby.

  5. Contact the providers of your phone, cable, and other services. You can often negotiate a better deal than you currently have with them.


Spend the next month attempting to pay less than full price as often as possible. Learn the most opportune times to purchase certain items, like linens in the January white sales or cars at the end of the year. You’ll be surprised at the great savings you can realize with a little effort when you decide to never pay full price again.