i-bank Mortgage Product Offerings
Click on the mortgage product type you are interested in for more information.
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Conventional Mortgages never have their interest rate change over the term of the loan. You will know your exact monthly payment. Subject to credit approval |
Rate Security |
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One of the most popular loans because it is so flexible. You can refinance or buy a new home. Subject to credit approval |
Easier Qualification |
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We are honored to offer VA Mortgages. We will help Veterans refinance or buy their homes, even with zero down. Subject to credit approval |
Easier Qualification |
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An adjustable-rate mortgage (ARM) offers a low fixed interest rate for an introductory period followed by periodic rate adjustments once the initial fixed-rate period ends. It provides you with a more affordable option up front. Subject to credit approval |
Initial Rate Typically Lower Than a Fixed Rate Loan |
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15-year, 30-year, and ARM jumbo home loans are available, depending on your location. Subject to credit approval |
Rate Security |
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15-year, 30-year, and ARM jumbo home loans are available, depending on your location. Subject to credit approval |
Eliminates Current Principal & Interest Payments |
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Refinancing can be a long process, but with an FHA Streamline mortgage you can refinance your FHA mortgage without a hassle. Subject to credit approval |
Easier Qualification |
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Streamline Renovation Mortgages Great for remodeling a kitchen or bath, updating windows, or replacing a roof. Include up to 15% of the as-completed appraised value in your home loan for renovations. Subject to credit approval |
Available on Purchase or Refinance |
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Competitive interest rates for qualified borrowers financing higher priced homes. With loan amounts up to $3,000,000, down payments as low as 10%, and no mortgage insurance requirement, financing a home might be more achievable than you think. Subject to credit approval |
Loan to value up to 90% |
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Programs for first-time homebuyers or others looking to purchase a home with little or no down payment. Subject to approval. Restrictions apply. |
Low or No Down Payment Required |