i-bank Mortgage Product Offerings

Click on the mortgage product type you are interested in for more information.

Products   Benefits

Conventional Mortgages

Conventional Mortgages never have their interest rate change over the term of the loan. You will know your exact monthly payment.

Subject to credit approval
 

Rate Security

FHA Mortgages

One of the most popular loans because it is so flexible. You can refinance or buy a new home.

Subject to credit approval

 

Easier Qualification
Loan Flexibility
Rate Security
Lower Equity/Money Down

VA Mortgages

We are honored to offer VA Mortgages. We will help Veterans refinance or buy their homes, even with zero down.

Subject to credit approval

 

Easier Qualification
Loan Flexibility
Rate Security
Lower Equity/Money Down

Jumbo Mortgages

15-year, 30-year, and ARM jumbo home loans are available, depending on your location.

Subject to credit approval

 

Rate Security

FHA Streamline

Refinancing can be a long process, but with an FHA Streamline mortgage you can refinance your FHA mortgage without a hassle.

Subject to credit approval

 

Easier Qualification
Loan Flexibility
Rate Security
Lower Equity/Money Down

Streamline Renovation Mortgages

Great for remodeling a kitchen or bath, updating windows, or replacing a roof. Include up to 15% of the as-completed appraised value in your home loan for renovations.

Subject to credit approval

 

Available on Purchase or Refinance
Primary, Second Home and Investment properties are eligible

Streamline Jumbo Mortgages

Competitive interest rates for qualified borrowers financing higher priced homes. With loan amounts up to $3,000,000, down payments as low as 10%, and no mortgage insurance requirement, financing a home might be more achievable than you think.

Subject to credit approval

 

Loan to value up to 90%
No mortgage insurance over 80% loan to value
Fixed and Adjustable Rate are available
Primary, Second Home and Investment properties are eligible