Analyzed Business Checking
Designed for businesses with higher balances and higher monthly activity. Analyzed checking is often the right fit when you're using treasury services (like ACH, wires, remote deposit capture, or lockbox) and want your balance to help offset service costs through earnings credits.
Questions? We'll help you choose the right fit.
At a glance
- $100 opening balance
- $20 monthly maintenance fee (service charges may also apply)
- No monthly limits on checks written or deposits
- Online cash management system
- Optional services: ACH module, lockbox, sweeps, remote deposit capture, link account to a business line of credit to fund checks, or reduce outstanding loan balance
- Earnings credits may offset eligible service charges
- Free debit card (on approval)
Terms
- Monthly maintenance fee: $20.00
- Service charges: vary based on services used during the month. Please contact i-bank for information on the miscellaneous fees for the available services.
- Earnings credits: your account balance earns credits that may offset eligible service charges
- Activity limits: no monthly limits on checks written or deposits
- Documentation: business license and IRS letter issuing the tax ID number
Building a complete cash strategy
Many larger organizations pair analyzed checking with Business Money Market for liquidity and reserve management.
Comparing structures? Review all business checking options →
Want to review your services and monthly activity? We'll help you map the right tools to your needs.
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