Small Business Checking
A simple business checking account for startups and small teams with lighter monthly activity. If you're writing a smaller number of checks and making fewer deposits each month, this is a strong place to start.
Questions? We'll help you choose the right fit.
At a glance
- $100 opening balance
- No minimum balance required after opening
- 75 total items included per month; $0.40 each item over
- Online banking & bill pay available
- Free debit card (on approval)
Terms
- Included activity: 75 total items per month
- Excess item fee: $0.40 per item over the monthly allowance
- Documentation: business license and IRS letter issuing the tax ID number
Planning ahead
As your transaction volume grows, you may benefit from Basic Business Checking or Business Options Checking .
Many businesses also pair checking with Business Savings to separate operating cash from reserves.
Still deciding? Let's talk through your monthly activity and make sure this account fits.
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